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Farming and rural
Rural insurance from people who know how a farm runs.
A farm is a home, a business and a workplace all at once. We put your cover together so nothing is missed, and we’re on the end of the phone when something goes wrong.
What we cover
Farm buildings and contentsWoolsheds, implement sheds, yards, fences and the farmhouse.
Tractors and machineryTractors, balers, harvesters and implements, in the paddock and on the road.
Farm vehiclesUtes, quads, side-by-sides and registered farm trucks.
LivestockStock in the paddock and in transit.
LiabilityIf stock get onto the road, or a fire spreads to a neighbour’s place.
Loss of incomeKeeping the farm business going while you rebuild after a fire, flood or storm.
Get the sums insured right.
Most rural claims that go wrong come down to the sums insured and the fine print. We go through your buildings, machinery and stock with you at renewal, so the numbers stack up when it counts.
When the weather turns
Flood, snow, fire or a slip can hit a whole district at once. Here’s what to do in the first hour.
Make sure everyone is safeIf anyone is hurt, call 111 first.
Look after your stockMove animals to safety, if you can do it safely.
Take photos if it is safe toBuildings, fences, machinery and stock.
Then call us0800 536 276, day or night. We take it from there.
Questions farmers ask us
It can be, or it can sit on its own home policy. We set it up whichever way works best for you, and make sure nothing is left out.
