Have you ever thought about what would happen if you were no longer there to take care of your loved ones, provide income, or pay the mortgage?
Your life is filled with essential things such as your family, work, income, and home. While some of these can be quantified, others cannot. But have you ever thought about what would happen if you were no longer there to take care of your loved ones, provide income, or pay the mortgage? If your family depends on you, then having life insurance is crucial to shield them from financial concerns in the event of your death, injury, or severe illness. With life insurance, your family can have peace of mind knowing that they can cover expenses if you are unable to work or are no longer around.
No one wants to anticipate the worst, but it is vital to be prepared for it- just in case. If the unexpected does happen, you and your loved ones can still lead the life you envisioned. Our brokers are available to assist you in obtaining the appropriate coverage, ensuring that you and your family are taken care of in the short and long term, whether it be in the event of a serious illness, accident, or death.
Protect your business and your personal life with a range of products:
Life insurance is an important way to ensure the financial stability of your loved ones in case of an unexpected death. By having the right coverage, you can provide the necessary financial support to reduce or eliminate personal or household debt, help your partner and children maintain their lifestyle, and enable your survivors to achieve their goals and aspirations. Our team can help you find the right level of coverage to protect your loved ones’ future.
Critical illness or trauma insurance can provide essential financial support to you and your family during a period of serious illness or injury. With over 40 medical conditions covered, the policy pays a lump sum that can be used to cover medical treatment, rehabilitation, and other costs associated with your recovery. The right level of cover can help you and your family recover together, while allowing you time off work to be with loved ones in case of their illness. At JenBro Insurance, we offer a range of options to help you find the best policy to suit your needs.
While public health care and ACC provide excellent services for most critical and emergency health issues, waiting times can be a concern. Health insurance offers an alternative that allows you to access quick and efficient treatment without delay.
With health insurance, you can enjoy peace of mind that you and your family are covered for any health issues, control over when and where you receive treatment, and by whom and access to expensive treatments not offered under the public system.
We offer a range of options to suit your needs, so talk to us to find the best health insurance policy for you and your family.
If you were unable to work due to injury or illness, your income could be greatly affected. Income Protection and Mortgage Protection can help alleviate the financial strain during this time. The right cover can provide you with ongoing income to continue making mortgage payments and covering daily expenses, allow you to focus on your recovery without worrying about financial stress and get you back to work as soon as possible.
There are several options available for Income Protection and Mortgage Protection.
Discover a smarter way to maximize your ACC benefit. Unlike standard ACC, JenBro provides a solution that covers both accidents and illnesses – giving you peace of mind no matter what life throws your way. Best of all, you could get up to three times the cover for about the same price as regular self-employed ACC!
Total and permanent disability can have a severe impact on the financial well-being of a household, just as much as the early death of an income earner would. The cost of ongoing medical care and daily living expenses can be significant and unexpected. Additionally, modifications may need to be made to the family home to accommodate the disabled person.
Having the right cover can provide financial support to reduce or eliminate personal or household debt, cover ongoing daily living and medical costs for the disabled person and make any required modifications to the family home. Talk to us to find out if this coverage is right for you and your family.
The people within a business are its most valuable asset. But what happens if a key person, someone critical to the business, becomes unable to work due to injury or illness?
Key Person insurance can be structured to provide a lump sum or an ongoing income to the business to cover the temporary or permanent loss of a key person. With the right level of cover, your business can receive financial support to cover lost revenue and keep the business running smoothly, cover the cost of finding and training a replacement and other ongoing expenses, and manage the loss of a key person, minimize the financial impact, and safeguard the value of the business.
Talk to us about the best Key Person insurance options for you and your business.
Nowadays, employees seek more than just a high salary from their workplace. JenBro can create an employee benefits package that helps attract and retain top talent, setting your business apart from competitors.
Employee benefits can boost your company’s profitability and engagement with your employees. These benefits can include coverages such as Life Insurance, Trauma Insurance, Total and Permanent Disability Insurance, Income Protection, and Health Insurance.
Let us help you design the right employee benefits package that suits your business needs and your employees’ needs.
New Zealanders are nearly 10 times more likely to be off work long-term due to illness than from an accident – yet ACC doesn’t cover illness.
With an in-depth knowledge of ACC, your JenBro advisor can switch non-PAYE shareholders and self-employed people’s benefit to ACC Cover-Plus Extra (CPX) at the minimum benefit level. This reduces your levy and frees up funds for a private Income Protection policy that covers accidents, illness, and mental health.
This strategy, called ACC and Beyond, gives you triple the coverage for a similar overall cost.
We manage the process for you – simple, smart protection without the stress.
